Untangling the Relationship Between Income and Subjective Well-Being: The Role of Perceived Income Adequacy and Borrowing Constraints.
Maria Pereira, Filipe Coelho
Journal Of Happiness Studies, vol. 14, 2013, p. 985-1005.

The Effects of Households and Firms Borrowing Constraints on Economic Growth
Maria Pereira
Portuguese Economic Journal, vol. 7, 2008, p. 1-16.

The Evolution of the Financial Contract in Economic Development
Niloy Bose, Maria Pereira
Manchester School, vol. 72, 2004, p. 206-220.