Does High Cost of Mortgage Debt Explain Why Young Adults Live with Their Parents?
Nuno Martins, Ernesto Villanueva
Journal Of The European Economic Association, vol. 7, 2009, p. 974-2010.

The Impact of Mortgage Interest-Rate Subsidies on Household Borrowing
Nuno Martins, Ernesto Villanueva
Journal of Public Economics, vol. 90, 2006, p. 1601-1623.