Collateralization, Bank Loan Rates, and Monitoring
Geraldo Cerqueiro, Steven Ongena, Kasper Roszbach
Journal of Finance, vol. 71, 2016, p. 1295-1322.

Financial Shocks, Comovement and Credit Frictions
Daria Finocchiaro, Caterina Mendicino
Economics Letters, vol. 143, 2016, p. 20-23.