Bank Loan-Loss Provisioning, Central Bank Rules vs. Estimation: The Case of Portugal
Jean Dermine, Cristina Neto de Carvalho
Journal Of Financial Stability, vol. 4, 2008, p. 1-22.

Bank Loan Losses-Given-Default: A Case Study
Jean Dermine, Cristina Neto de Carvalho
Journal of Banking and Finance, vol. 30, 2006, p. 1219-1243.

A Note on Banking Efficiency in Portugal, New vs. Old Banks
Ana Canhoto, Jean Dermine
Journal of Banking and Finance, vol. 27, 2003, p. 2087-2098.