Collateral-Based in SME Lending: The Role of Business Collateral and Personal Collateral in Less-Developed Countries
Fabio Duarte , Ana Paula Matias Gama, José Paulo Esperança
Research In International Business And Finance, vol. 39, 2017, p. 406-422.

Why Discouraged Borrowers Exist? An Empirical (Re)examination from Less Developed Countries
Ana Paula Matias Gama, Fabio Duarte , José Paulo Esperança
Emerging Markets Review, vol. 33, 2017, p. 19-41.

The Role of Collateral in the Credit Acquisition Process: Evidence from SME Lending
Fabio Duarte , Ana Paula Matias Gama, José Paulo Esperança
Journal Of Business Finance And Accounting, vol. 43, 2016, p. 693-728.

Testes a forma fraca da eficiencia dos mercados: Aplicacao aos indices PSI20, DAX e DJIA
José Dias Curto, Elizabeth Reis, José Paulo Esperança
Economia (UCP), vol. 27, 2003, p. 53-88.

A Note on Foreign Bank Investment in the USA
José Paulo Esperança, Mohamed Azzim Gulamhussen
Applied Financial Economics, vol. 12, 2002, p. 39-46.